Why You Should Stop Renting & Buy a Home Today!

There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home.

Housing Cost & Net Worth

Whether you rent or buy, you have a monthly housing cost.

As a buyer, you are paying YOUR mortgage.

Every mortgage payment is a form of what Harvard University’s Joint Center for Housing Studies calls “forced savings.”

“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”

The principal portion of your mortgage payment helps build your net worth through building the equity you have in your home.

As a renter, you are paying YOUR LANDLORD’Smortgage.

Below is an example of the home equity that would be accrued over the course of the next four years if you were to buy a home by the end of this year; based on the resultsof the Home Price Expectation Survey.

In this example, simply by paying your mortgage, you have just increased your net worth by over $34,000!

Bottom Line

Use your monthly housing cost to your advantage! Meet with a local real estate professional who can explain the opportunities available in your market.

Contact The J Team Fort Lauderdale and schedule your homebuyers consultation! 954-235-3859.  Let us help you come up with a roadmap to purchase a home.  We have solutions to help you like credit repair and School Loan Forgiveness program to reduce monthly payments.

Search Fort Lauderdale Homes for Sale online now at Http://JTeamFL.com

School Loans got you down?

By Jay Cermak, Realtor®

As a Realtor® and College Graduate I experience first hand how tough living with School Loans can be.  Having school loan payments over $1100 a month it's like paying a mortgage.

Common issue I hear these days is "I can never afford a house because of my school loans" it's very difficult to imagine owning a home when school loan payments are so high.

Well there is a solution to school loan debt overwhelming you!  The Law Offices of Paul Krasker have a division dedicated to helping you with federal school loan debt using the governmental loan forgiveness program.

While The J Team Fort Lauderdale is in Florida this program can help in most every state!  The J team's primary mission is homeownership for everyone!  Being affected by school loans ourselves this program has helped many of our team members.

Don't Let Student Loan Debt hold you back any longer.  Contact Krasker Law Student Law Department by calling 855-379-3999  and tell them The J Team Fort Lauderdale sent you!

Once approved by the loan forgiveness program your school monthly payment may be significantly reduced allowing you to qualify for a mortgage.  So instead of paying $1100 a month your loan payment could be slashed in half and leave you $550 a month to use towards a mortgage.  That is Just an example call Krasker Law Student Loans today and see what they can do for you.

Please note the program they help you file for is for federal loans only.  The J Team Fort Lauderdale and Krasker Law Student Loans are committed to Solutions for all!  

There are a wide range of programs that can help you from school loan debt to credit repair!  The J Team truly believes there is a solution for every issue holding you back!  Just contact us today and we will help you find a solution that works!

The J Team Fort Lauderdale at Keller Williams Realty can be reached at 954.235.3589 or visit www.JTeamFL.com and search for Fort Lauderdale Homes now!